--- title: 5 amazing reason why you need v cards url: https://www.medius.com/blog/5-amazing-reason-why-you-need-v-cards/ updated: 2025-08-28T23:14:15Z --- [Back to Blog](https://www.medius.com/blog/) Accounts Payable 2.10.2021 # 5 reasons your company should issue A/P payments with virtual credit cards In today's digital world, receiving a paper check seems like something out of the Stone Ages. Not only is there a significant lag time before the check is transferred from Payer to Payee — there's also the daunting task on the receiving side of getting deposited either via electronic means or good old-fashioned driving it to the bank. What if you could eliminate these seemingly prehistoric steps to receive and send payments instantaneously? Great news — you can! The solution is [automated payments](https://www.medius.com/solutions/medius-payments/ "Medius Payments") with [virtual credit cards](https://www.medius.com/blog/most-secure-payment-method/ "How to Find the Most Secure Payment Method in 2022"). ## What you need to know about virtual cards A [virtual card](https://www.medius.com/blog/most-secure-payment-method/ "How to Find the Most Secure Payment Method in 2022") is a 16-digit unique card number is one that's created solely for single-use. One benefit of a virtual credit card is obvious — it's virtual — and therefore, it has top security. Protecting all businesses. As the Payer, you predetermine the amount paid. And, as an added benefit, virtual cards are widely accepted by almost any vendor or supplier that accepts credit card payments. We're not alone in referring to the seemingly "Stone Age-nature" of check issuance and touting the benefits and growth of virtual cards. As noted in this article in [Forbes](https://www.forbes.com/sites/agoodman/2017/03/07/new-virtual-credit-cards-for-businesses-eliminating-the-need-for-checks/2/#764e573f1ced), a survey by RPMG shows that 25% of the Fortune 100 companies used card-less accounts in 2014, with monthly spend averaging $330,698. It says that the use of virtual cards has been around for some time now and continues to have exponential growth in the years to come as more businesses (large and small) discover the benefits. If you're seeking ways to optimize company time and resources, you're likely itching to hear more about how virtual credit cards will impress your executive team, especially your Controller or CFO. But before you break this exciting news to the higher-ups, take the time to ensure you know the difference between purchasing cards vs. virtual cards. If you're new to the virtual card territory, there may be some misconception that the two are the same. They are not. ## 5 reasons your company should switch to virtual cards: 1. Streamline accounts payable process 2. Earn cash rebates 3. Security 4. Internal control 5. Manage cash flow ![manage cash flow better through e payments](https://www.medius.com/media/xgqgt5wo/5-amazing-1.jpg?rmode=max&width=500&height=333) ### Streamline accounts payable process Using [virtual credit cards](https://www.medius.com/blog/most-secure-payment-method/ "How to Find the Most Secure Payment Method in 2022") replaces cumbersome paper checks and associated process inefficiencies. With single-issue cards, accounts payable departments can focus less on processing payments and more on financial responsibilities. No more writing checks, stuffing checks in envelopes, metering envelopes. Besides saving time, you reduce or eliminate the risks of human error with a [streamlined accounts payable process](https://www.medius.com/blog/how-streamline-month-year-end-closing/ "Streamline Month and Year-End Closing") through single-issued virtual cards. A/P departments can combat the challenges in the [accounts payable process](https://www.medius.com/blog/full-process-accounts-payable-cycle/ "What is the full cycle of the Accounts Payable process?") with virtual cards. ![virtual vards equal increased revenue](https://www.medius.com/media/ft4msebi/5-amazing-2.jpg?rmode=max&width=500) ### Earn cash rebates Wouldn't you be the company hero if you created a way for the company to earn extra revenue (cash) while you do your job? With virtual credit cards, your company can earn cash rebates while paying your vendors or suppliers. For every vendor you make a payment to, you have the potential to earn a cash rebate. The more you use virtual credit cards, the more you earn back. It will thrill [CFOs](https://www.medius.com/blog/customized-b2b-payments/ "Discover the Benefits of Customized B2B Payments Online") to create the organization's newest revenue stream. Plus, your [vendors will benefit](https://www.medius.com/blog/ap-vendor-relationships-are-more-connected-than-you-think/ "AP & vendor relationships are more connected than you think") as well! ![virtual payments increase security protection](https://www.medius.com/media/qcrb13jy/5-amazing-3.jpeg?rmode=max&width=500&height=333) ### Security [Virtual credit cards](https://www.medius.com/blog/how-do-banks-investigate-unauthorized-transactions/ "How Do Banks Investigate Unauthorized Transactions?") provide more security than physical cards. By allowing you to set the exact payment dollar amount and tying that payment to specific invoices, the 16 digit card number is unique for each payment and is for single use only. A virtual card, inherently, cannot be stolen or ever re-used. It also expires once the maximum dollar amount has been spent. [CFOs](https://www.medius.com/blog/cfos-use-ap-improve-operations/ "cfos use ap improve operations") will also appreciate the benefit of not having to provide vendors/suppliers with an open line of credit, knowing now that the risks of theft and fraud are significantly reduced with this innovative option. ![more control with single issue cards](https://www.medius.com/media/1fcfanu4/5-amazing-4.png?rmode=max&width=500&height=333) ### Internal control Companies experience more control with single-issue cards. Each virtual card is issued to a specific vendor or supplier for a specific dollar amount. The cards are processed by the vendor in the same way as the traditional credit or pay [card payments](https://www.medius.com/blog/ap-automation-s-changing-role/ "AP automation's changing role") without a physical card or open line of credit provided. With this easy-to-use payment alternative, purchases get automatically entered in to the supplier accounts receivable management system without additional paperwork. Along with more internal control, the CFO will appreciate that the [accounts payable](https://www.medius.com/solutions/medius-accounts-payable-automation/ "Medius Accounts Payable Automation") (AP) department has visibility to cash management. ### Manage cash flow It's often challenging to manage cash flow and the monetary requirements of a business. Companies have to pay vendors and suppliers a required payment during an agreed upon time frame. During this time, things can get a little fuzzy when trying to determine what funds are available from AP. [Virtual cards](https://www.medius.com/blog/how-to-take-the-complexity-out-of-payments/ "How to take the complexity out of payments") allow organizations of any size to manage cash flow through improved data reporting with enhanced data capture. Easy, instant reconciliation facilitates improved reporting on cashed virtual cards for internal transparency, which makes the entire department much more efficient, now that you don't require a separate A/P analyst to account for the different payment types. ![save money and reduce paper vcards](https://www.medius.com/media/4h0eavoa/5-amazing-6.png?rmode=max&width=500&height=333) ### Ready to make the switch? In today's economic climate, it's important for businesses to develop further by using technological enhancements that can contribute to your success. And simply choosing the right vendor or supplier payment method is an enabler of that success. It is only a matter of time before awareness spreads from those early adopting companies who are already reaping the [benefits of virtual cards](https://www.medius.com/solutions/medius-payments/ "Medius Payments"), to small and large companies alike. They save paper, money, and provide added security for your credit payments... not to mention that they earn cash rebates for each transaction and contribute to the payer company's bottom line. ### Find out more about automated Accounts Payable - [What is accounts payable automation?](https://www.medius.com/glossary/what-is-accounts-payable-automation/ "What is Accounts Payable Automation?") - [Learn more about Medius Accounts Payable Automation](https://www.medius.com/solutions/medius-accounts-payable-automation/ "Medius Accounts Payable Automation") - [8 Top benefits of Accounts Payable Automation](https://www.medius.com/blog/ap-automation-benefits/ "8 Top Benefits of Accounts Payable Automation") #### Medius Financial Census 2026 87% of finance pros have ignored suspected fraud. That's just one finding. See what 2,386 finance leaders revealed about fraud, late payments, AI, and the profession's future. [Get the report](https://www.medius.com/resources/guides-reports/medius-financial-census-2026/ "Medius Financial Census 2026") #### Ardent Partners' State of AP in 2026 AI is changing what AP teams can do, and fast. Get leading analysts at Ardent Partners' take on where the industry is headed. [Get the report](https://www.medius.com/resources/guides-reports/ardent-partners-state-of-ap/ "Ardent Partners State of AP") #### Webinar: Preparing for agentic AI in AP In this webinar with SSON, see how leading finance teams are moving from automation to autonomous AP, with real governance built in. [Watch the webinar](https://www.medius.com/resources/events-and-webinars/through-trust-and-governance-sson/ "Through trust and governance SSON") #### Discover accounts payable benchmarks Learn the efficiency metrics that matter for AP teams and the benchmarks derived from thousands of Medius customers around the globe. [Get the report](https://www.medius.com/resources/guides-reports/ap-benchmark-report/ "AP Benchmark Report") #### Questions about AP automation? Let's talk through it. A 30-minute conversation with a Medius expert costs you nothing and might save you a lot. Book a consult ## Related Posts [8.26.2026 Accounts Payable Best AP automation software features](https://www.medius.com/blog/best-ap-automation-software-features/) [8.24.2026 AP Automation Why legacy AP systems hold back finance transformation](https://www.medius.com/blog/why-legacy-ap-systems-hold-back-finance-transformation/) [8.18.2026 AP Automation Best AP automation software for food and beverage](https://www.medius.com/blog/best-ap-automation-software-for-food-and-beverage/) [8.17.2026 Accounts Payable 5 AI-powered tactics for touchless accounts payable](https://www.medius.com/blog/five-tactics-for-peace-of-mind-touchless-accounts-payable/) [!\[focused business woman looking at computer\](https://www.medius.com/media/exkdu0tm/adobestock_126291778-red.jpg?width=340&height=245&v=1d99261d24b3f10) 8.13.2026 AP Automation The AP metrics CFOs review first when evaluating finance operations](https://www.medius.com/blog/the-ap-metrics-cfos-review-first-when-evaluating-finance-operations/) [8.12.2026 Integration Choosing the best AP automation platform for complex ERP environments](https://www.medius.com/blog/choosing-the-best-ap-automation-platform-for-complex-erp-environments/) Previous Next [View All Posts](https://www.medius.com/blog/) ## Ready to transform your AP? 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