---
title: Payment Cards
url: https://www.medius.com/solutions/expense/payment-cards/
updated: 2026-07-20T16:52:04Z
---
# Payment cards give purchasing power within limits.

Put virtual or physical cards in your employees’ hands, and give them purchasing power without sacrificing control.

See payment cards in action

![globe icon](https://www.medius.com/media/fkbndb45/globe-west-hemisphere-white.svg?rmode=max&width=32&height=32)See regional availability

![Setting the terms on a new payment card](https://www.medius.com/media/q13di4h3/new-card-days-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7b7e364b0)

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![Payment card employee details](https://www.medius.com/media/j0zfu2vz/medius-expense-card-employee-en.png?rmode=max&width=372&height=0&v=1dd08c7b746d690)

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## Set users free by setting the terms.

Set the payment limits, expense categories, budgets, and the days and hours that the cards will work for your employees. These rules are checked each time the payment card is used. Instantly freeze or adjust cards in case of risk.

You get a centralized view of employee spend, and employees literally cannot spend out of policy.

Recurring payments such as subscriptions can easily be managed with Medius Expense cards.

See payment cards in action

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## It’s easier to manage money before it’s gone.

When you shift from post-purchase apologies to upfront approvals, you get total control over what gets spent, and you ensure compliance and control across geographies and entities.

Medius Expense gives employees a card with pre-set spending terms-plus simple budgeting tools they can follow—so they can buy what they need for work without going outside company polices. This also eliminates cash advances and out-of-pocket expenses, so reimbursement isn’t an issue.

See budgets in action

![budgets details - employee](https://www.medius.com/media/mmlcng3m/budgets-listing-employee-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7b6004cd0)

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![budgets details - admin](https://www.medius.com/media/rfplccbc/budget-details-admin-medius-en.png?rmode=max&width=372&height=0&v=1dd0f0c6f98ec20)

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![active risks in transactions list](https://www.medius.com/media/zjwpxglo/active-risks-in-transactions-list-admin-medius-en.png?rmode=max&width=372&height=0&v=1dd08cb6899b4f0)

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![fraudulent expense](https://www.medius.com/media/pfjkyq1d/fraudulant-expense.png?rmode=max&width=372&height=0&v=1dc9a1316d1b310)

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## Spot risks before they add costs.

Medius Expense points out risks before they turn into costs—using AI-powered anomaly detection to spot out-of-the-ordinary expense amounts, identify unusual spending patterns, and validate receipts. With real-time visibility to all payments, you can disable the card or the budget immediately for concerns of fraudulent activities. The AI-powered fraud detection and compliance is always audit-ready with full spend traceability.

See anomaly detection in action

## One platform for expenses, payments,
budgets, and travel booking.

With Medius, you get one integrated platform for payment cards, expense management, budgets and travel booking so you can avoid the time and cost of integration between the bank and Medius Expense or the integration to other tools like your ERP. Eliminate duplicate tools or disconnected payment providers. Because cards, expenses, budgets, and travel bookings are all in one platform, you also have native reconciliation between the bookings/payments and the expense with a unified view for payments and expenses in one platform.

Web Dashboard

- Web Dashboard
- Transaction List
- Transaction Details

### Web Dashboard (Employee)

![web dashboard - employee](https://www.medius.com/media/ft0flpiu/web-dashboard-employee-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7ba87f7d0)

### Transaction List (Admin)

![transaction list - admin](https://www.medius.com/media/g1rdciec/transactions-list-admin-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7b9df0da0)

### Transaction Details (Employee)

![transaction details - employee](https://www.medius.com/media/4oqhhgfd/transaction-details-employee-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7b92a8ab0)

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## See Medius Payment Cards in action.

Spend a few minutes exploring our interactive demo to get a firsthand look at how our payment cards work.

[Get started](https://www.medius.com/solutions/expense/watch-a-demo/interactive-demo/ "Interactive Demo")

Want to explore more expense management capabilities? Watch this overview video.

[!\[payment cards interactive demo\](https://www.medius.com/media/wunppljs/payment-cards-interactive-demo.png?rmode=max&width=372&height=0&v=1dad7b6ba9ea5f0)](https://www.medius.com/solutions/expense/watch-a-demo/interactive-demo/)

## Securely manage payments on the go.

Easily add your virtual or physical Medius card to Apple Pay or Google Pay for secure and convenient mobile payments.

[!\[Medius Expense card in mobile wallet\](https://www.medius.com/media/n5hboy4c/mobile-payments-medius-en.jpg?rmode=max&width=372&height=0&v=1dd088f29aafc40)](https://www.medius.com/solutions/expense/payment-cards/apple-pay/)

[Learn more about Apple Pay](https://www.medius.com/solutions/expense/payment-cards/apple-pay/ "Apple Pay")

## Multi-currency and multi-country-enabled to support international businesses.

Operate seamlessly across Europe with cards supporting EUR, GBP, SEK, DKK, NOK, and PLN, with seamless foreign exchange (FX) available for other currencies. With automatic currency conversion and reconciliation, you get real-time visibility into employee expenses across countries and entities.

[Learn more](https://www.medius.com/solutions/expense/multi-currency-and-country/ "Multi-Currency and Country")

![Expense details screen](https://www.medius.com/media/ta3bt3at/expense-details-modal-employee-medius-en.png?rmode=max&width=372&height=0&v=1dd08c7b6ac1d30)

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![card spend icon](https://www.medius.com/media/qv0agpvw/icon_pa.svg?rmode=max&width=185&height=192)

## Earn money back on all card spend.

By using your Medius Expense card, customers earn up to 0.5% back on all card transactions. Rebates are applied monthly and credited directly to the Medius Expense invoice. Rebates can help offset the costs of Medius Expense and consistent card usage can encourage compliance.

*Powered by **Adyen’s issuing and settlement infrastructure***

## What’s the difference between cards?

Want to learn about the different types of business bank cards, virtual payment cards and what a card program could mean for your business? This practical guide will help you assess your needs so that you can choose the best payment method for your business.

[Download guide](https://www.medius.com/resources/guides-reports/corporate-cards-the-complete-guide-for-cfos-ceos/ "Corporate Cards: The complete guide for CFOs & CEOs")

[!\[Corporate cards guide cover\](https://www.medius.com/media/1mgputem/resource-menu_corporate-cards.png?rmode=max&width=372&height=0&v=1dd13ce088a8770)](https://www.medius.com/resources/guides-reports/corporate-cards-the-complete-guide-for-cfos-ceos/)

## Ready for a better way to manage your expenses?

[Book a Demo](https://www.medius.com/book-a-demo/ "Book a Demo") [Contact Us](https://www.medius.com/contact-us/ "Contact Us")